re: Rush on pre-existing ...it's not insurance, it's welfare

Yep, you shouldn't be able to jump into the responsible decision once you become sick.

It's like hitting retirement age and expecting a salary when you've paid nothing in, all while the responsible people paid in their 10%.

Makes absolutely zero sense.

Little do some of these people know, they could sign up for tax deferred/pretax options for both healthcare and retirement and then qualify for entitlements that already exist for living expenses. But they're probably too dumb and shortsighted to look into it.