re: Uninsured motorist bodily injury coverage

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I have a question regarding this. If carrying collision and comprehensive, is carrying UM redundant?

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Absolutely not, covers completely different things.

UM covers bodily injury to you or your passengers caused when other driver was at fault and either didn't have insurance or didn't have enough insurance for severity of injuries.

Comprehensive and collision cover physical damages to your vehicles. Your collision coverage would apply in a case where the other driver was at fault but was either uninsured or under-insured, and collision coverage applies to your own vehicle when you're at fault.

If you dropped collision coverage on your vehicle, you have the option to buy Uninsured Motorist Property Damage (UMPD) which would cover damage to your car in the event it was hit by an uninsured driver.