re: I'm a YNAB geek.

quote:

---

That's my deal basically. My wife isn't a spender, but she doesn't care to look at Mint or anything, so we butt heads when for instance, she spends money after being thrifty for a while. She sees no problem, but I know we were overbudget somewhere else and needed to gain some ground back. That sort of thing. I'm just thankful that overall, she's pretty cheap for a woman.

---

I am super thankful that she is cheap. I scored, although a bit of it was my pressure and hey - why not retire at 45. I think if she would track her spending, she would definitely adjust her patterns. But she won't.

We have been doing budgeting for 20 months now, very rigorously for 11. On Feb 1, we will review our spending categories so she gets a feel for what we are spending.

She has a hard time looking at trade offs across categories. For instance, why can't we do a 3 day weekend? Well, we spent $200 last friday on dinner.