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There is a lot of bs flying around here. Too many idealistic people who have not lived enough life to realize you are not in control of it.

shite happens, no matter what you plan for, what company you work for, what state you live in, or who you voted for.

That's the whole message that people miss - take care of each other. Don't just shite on people because they are down on their luck or had a bad run.

Some companies IRAs were all invested in their own stock and they went under. All kinds of things.

Those who sit back, think they have it made and look at others with distain - remember - it may not have happened to you - yet, it may never, but you can't take it with you. And you still have to answer to your maker, eventually.

And remember Congress exempted themselves from Social Security! That's total BS! Where is that outrage??

Hope you can. Because God knows all and you can't bullshite him.

I'm sorry....I'm sure you have a good heart in all this...but it's bullshite.

I'm far from an "OT baller". I have 3 kids in private school. I own acreage and a 3200 sq ft home. I've got a fairly new truck. My wife is due for one shortly. Her '07 is getting old. I have nearly every toy I could want. We want for nothing. My kids want for nothing. I have retirement. My wife has retirement. We have well more in additional retirement accounts than what it would take to live comfortably. I hope to be able to give that to my kids some day.

My wife and I make shy of 130k a year...combined. And we started 18 years ago at 20k combined. By many standards, we don't make shite. But we aren't fricking retarded with our money. I remember going to the store to buy 1 pound of red beans, 1 pound of white beans, 1 pound of sausage, and 1 pound of salt pork to eat for the week. We lived in a 10x52 trailer with our first child. We didn't buy shite to keep up with anyone. We had a plan, and stuck to it. I have zero sympathy for those who complain about not making enough money to save for retirement, while going out to eat 3X a week.

At the same time, I fricking paid into the social security system. It's not freeloading getting my investments back.