re: Can I get some advice on cosigning a mortgage refinance?

quote:

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What's the difference between putting it in my name vs having both names on the title?

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In a perfect world there is not much difference, however if he were to marry and divorce the house and any value accrued could be deemed community property, he could father a child and die, who knows what could happen over the course of the mortgage.

If you really just want to help him out, pay a few notes to give him some breathing room and leave it alone. JMHO