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re: High credit score = no assistance from FEMA
Posted on 8/23/16 at 10:14 pm to blueboxer1119
Posted on 8/23/16 at 10:14 pm to blueboxer1119
Can you elaborate a bit? This seems extreme on FEMA's part and, if this is a rule that they always follow, then, most of the folks involved in this flooding catastrophe should have this info.
If you have time:
Can you give us more details on your call, what questions did you ask and what was their exact answer?
Thanks.
If you have time:
Can you give us more details on your call, what questions did you ask and what was their exact answer?
Thanks.
Posted on 8/23/16 at 10:18 pm to Champagne
In the fine print of the appication, it says that to receive a grant from FEMA, you have to be declined an SBA Loan.
My adjuster hasn't even come yet Fwiw.
Anyway, I called FEMA and they confirmed that. They use credit scores to determine whether you qualify for a loan. If you have a good credit score, you'll be approved. If you're approved for a loan, you're automatically denied a grant from FEMA.
The only way to get a grant from FEMA, is to be denied a loan (based on credit score).
Terrible stuff.
My adjuster hasn't even come yet Fwiw.
Anyway, I called FEMA and they confirmed that. They use credit scores to determine whether you qualify for a loan. If you have a good credit score, you'll be approved. If you're approved for a loan, you're automatically denied a grant from FEMA.
The only way to get a grant from FEMA, is to be denied a loan (based on credit score).
Terrible stuff.
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