re: Update on an Issue You All Helped With

Congrats on the big decision. Probably the worst thing you could have done is gone into it half-committed and dropped out later. You may look back and swear that this is the best choice you ever made. It's all a matter of perspective and making the most of your opportunities.

This financial "near-death" experience could be a catalyst for you. Living with the parents is a big start, letting you focus on paying down debt and boosting monthly cash flow. The income piece will be important too, but it's amazing what people can accomplish financially by pinching pennies and becoming debt-free. It can also be great bonding and sense of accomplishment for you and your wife. Then once the income piece falls into place, you have a solid balance sheet and strong financial habits.

This board is pretty good too. I have been perusing it since it started (10+ years?) and have learned a lot from the back and forth that goes on.

Best of luck!