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re: Paying Down Debt Vs Saving
Posted on 2/7/16 at 12:27 pm to gobuxgo5
Posted on 2/7/16 at 12:27 pm to gobuxgo5
There is a tax advantage to contributing to a 401K
You can also get a deduction on student loan interest
I'd take that into consideration before you start throwing everything you have at the student loans and neglecting your 401K contributions.
You can also get a deduction on student loan interest
I'd take that into consideration before you start throwing everything you have at the student loans and neglecting your 401K contributions.
2
Posted on 2/7/16 at 7:54 pm to Powerman
i think everyone has great ideas. My mindset is I personally don't want to owe anyone anything it makes me feel less free. Even if it's not the right "play". I have a stable career but its sales and you never know What may happen
This post was edited on 2/7/16 at 7:56 pm
Posted on 2/7/16 at 9:50 pm to Powerman
quote:
Also, on the student loans I'm on one of their repayment plans that states after 2033 I may be able to have them forgive the remaining balance.
Is it income based repayment? If so, some people are planning on retiring early so they don't have to make payments for the last few years.
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