re: How much are you down ..

I sold my entire portfolio on Nov 1st 2015. I was itching to sell all year long (because I still think our economy and stock market are just smoke and mirrors) and once it dropped in August, I was kicking myself.

Once it rose back up to near the July point, I cashed out - but left everything in cash in my Vanguard accounts. Ready to buy quickly.

I know they say you can't time the market and I believe it. But I got out at the right time for sure.

Now, my problem is when to buy back in. If I did it today, I would be in a solid position but I keep thinking that if I wait all year, even better.

if it starts rising quickly, I may jump back in.