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re: How much credit card debt are you in?
Posted on 10/21/15 at 8:04 am to TigerTatorTots
Posted on 10/21/15 at 8:04 am to TigerTatorTots
quote:
if you have full intentions on paying off
Most people do have those intentions. The probably is that most people also don't pay the balance off before interest kicks in. That's why they call it a teaser rate.
Posted on 10/21/15 at 8:40 am to VABuckeye
About to take out $10k for 18 months on a credit card. 2% up front and 0% interest if paid in full by 18 months. Using it to hit 20% down on a second home.
It is cheaper going that route than going through any type of rate I could get through the bank. Not all carried credit card debt is bad. If I find my situation that I can't pay the balance in full by its term, I'll just pull an unsecured LOC from my bank until I can or transfer to another interest free card.
It is cheaper going that route than going through any type of rate I could get through the bank. Not all carried credit card debt is bad. If I find my situation that I can't pay the balance in full by its term, I'll just pull an unsecured LOC from my bank until I can or transfer to another interest free card.
This post was edited on 10/21/15 at 8:44 am
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