re: Just got dealt a low hand (wife's old CC from 5 years ago)

quote:

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The CC company could take it to court and get a judgment against her.

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For a mere $3500 debt that is five years old? Not a chance in hell.

Just ignore it for two years. It may not be the "right" thing, but she has no good reputation with them to protect anymore. The right thing was for her to have paid it off five years ago, it's a bit late now to make amends.

Just hope she hasn't "forgotten" something else important.