My rule is USUALLY that buying points is silly, but I absolutely NEVER buy packs with coins. I can spare the $10-12 I spent on the 2 mega-packs no problem. At worst, I quick sell most of it. At best, I get a decent/fun player. I've had good pack luck in the past (TIF Hazard and ton of sick players in FIFA14), but after FIFA14 and the frickery that goes on in FUT, I gave up packs pretty much completely. This year pretty much justified that choice after my pre-order packs were all garbage. If you're not buying points, packs should pretty much not even be considered.

That said, that Gray pull is the only reason I'm even going to push Div 1 in FUT this year so I regret nothing. It was fun to build a viable, full chem team around him. I went 27-6-1 in FUT Seasons to start, and then suddenly, my record was 29-7-37. If you've ever done math at any point in life, you can quickly Matt Damon the differences to see that I went 2-1-36 after winning my first 3 titles with ease (with a lot of forfeits because frick FIFA making me rage). After trying everything from running cables all over my home to sacrificing a goat to make FUT play normally, I just said frick it and pushed Div 1 in Seasons. I just evened my record out at 46-8-46 in FUT and got back to Div 7 after being relegated repeatedly.

As for beating high rated teams, I'm always glad when I'm up against a team rated higher because I rarely lose. I try to stay around 79-81 for that reason. These 83-84+ teams in the lower divisions who suck are just people who either bought coins or got lucky as shite on their packs. My FIFA14 Div 1 FUT squad was a shitty little Serie A squad that I threw together because all my others were playing like shite. I sold Falcao and bought the entire squad almost. That squad replaced my main squad that was like an 89 BPL squad and wrecked shite.