- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Question about building credit with cards?
Posted on 4/17/15 at 5:11 pm to VABuckeye
Posted on 4/17/15 at 5:11 pm to VABuckeye
quote:
I'm aware of that. There is also a spot on the credit report that shows the highest balance the card or loan has had. If you are now at 0 balance but at some point in time you were maxed on a limit they can see that.
Oh yeah I see what you're saying. You're talking about the highest balance. That should be your highest statement balance. If your limit stays the same, they would be able to see that you maxed out your cards. That wouldn't affect your score but if someone looking at your report wanted to nitpick they could point out that your cards were maxed out at one time.
1
Posted on 4/17/15 at 5:20 pm to JonTheTigerFan
Yeah. I'm not sure if it shows the date of the highest balance. I seem to think that it does though. That could trigger alarms if cards were maxed out recently and all of a sudden at 0 balances to get a loan. Just theorizing, no proof.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News