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re: Credit Bureau Dispute
Posted on 4/2/15 at 9:09 am to anc
Posted on 4/2/15 at 9:09 am to anc
If you lived in Baton Rouge, I'd say we have the same bank.
My bank sent out new CCs to everyone this summer with new account numbers for each member. When they canceled the old account number, somehow the payment on the card was not taken off. So, when I had my credit run last month for a mortgage, it was showing 8 months of missed payments on a card that was canceled. I've been dealing with the bank every since trying to get them to take it off but they are starting to realize it happened to a lot of people and are taking care of them one at a time.
My bank sent out new CCs to everyone this summer with new account numbers for each member. When they canceled the old account number, somehow the payment on the card was not taken off. So, when I had my credit run last month for a mortgage, it was showing 8 months of missed payments on a card that was canceled. I've been dealing with the bank every since trying to get them to take it off but they are starting to realize it happened to a lot of people and are taking care of them one at a time.
Posted on 4/2/15 at 9:19 am to LigerFan
quote:
My bank sent out new CCs to everyone this summer with new account numbers for each member
so they completely canceled the old credit card account and started a new one? you got screwed on more than one front in that situation. not only did you get hit with multiple late payments, but they also decreased your average account history length by canceling the old account.
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