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re: What are your realistic 5 year financial goals?
Posted on 3/11/15 at 11:03 am to Sigma
Posted on 3/11/15 at 11:03 am to Sigma
quote:
So many things change, for good and bad, that it's essentially a waste of time
I can't endorse this. You CAN plan for emergencies, you CAN plan for income variations and you CAN do 5-year, 10-year, 15-year, even 30-year planning.
While I agree that the end result is likely to be vastly different in 2050, than it looks in 2015 - but if you fail to plan, you're planning to fail.
quote:
even though I really enjoy it.
That's what we call an "evoluationary advantage" -
2
Posted on 3/11/15 at 11:04 am to Ace Midnight
How old are u
Posted on 3/11/15 at 11:19 am to Ace Midnight
quote:
Posted by Ace Midnight quote: So many things change, for good and bad, that it's essentially a waste of time I can't endorse this. You CAN plan for emergencies, you CAN plan for income variations and you CAN do 5-year, 10-year, 15-year, even 30-year planning.
Oh I do this, for sure. Ha. I'm just saying target numbers are mostly useless, apart from telling you an effect, of sorts, of your current saving pattern.
I have all the usual targets, but they are more yearly. Outside of basic things like having no debt, comfortable emergency fund, and a minimum of 15% toward retirement, I don't plan much. I suppose if I didn't already have those things I'd have more target numbers to hit.
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