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re: Rent or Buy?
Posted on 3/2/15 at 8:14 pm to strikingoutsince87
Posted on 3/2/15 at 8:14 pm to strikingoutsince87
3 years is a close call, but with interest rates the way they are, I would say buy smartly (something you can 100 percent resale). I am in a similar situation. I am a pgy 1 in a 5 year program. My wife is a teacher (no child thankfully for now). We bought a 265,000 house (different real estate environment and had to be within 10 minutes from hospital for home call reasons). Our interest rate is 2.75% with 0 down payment and no Pmi. This is via fifth third bank physician loan program. Our monthly payment with insurance (higher insurance area) is $1400. That is 3/2 + office in a good neighborhood and excellent location. No way we could rent for that in something half as decent. Check out white coat investor blog for help, and feel free to leave your email if you want some more of my advice. Good luck with residency. I am taking it if you already know your match, you are Osteopathic doing either family or IM. Congrats on the match and Dallas is a fun town.
This post was edited on 3/2/15 at 8:18 pm
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