re: Need some help from the workout/nutrition gurus

Your calories are too low. At this point I would say raise your intake for a period of time and slowly decrease your calories or add in extra cardio when you're at a sticking point. Or you can do a shite ton of cardio right now and make your life miserable. As far as targeting belly fat, you can take yohimbine hcl as it targets stubborn fat loss areas, ie abs and chest for men, arse and legs for women. It's not a miracle supplement but it might help.