re: Lawyers of the OT--Bike hit my car...left note now might not pay...what to do?

Contact his parents and ask them would they like to pay out of pocket for the damages or would they rather you file a claim against their homeowner's insurance liability coverage (specifically the physical damage to property of others coverage). If the 18 year old still lives at home or is a student dependent he is an insured under the homeowner's policy.

Assuming his parents own their home in one of the swankiest towns in the U.S.