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re: Opinions on life insurance for your kids?
Posted on 1/28/15 at 11:03 am to Glock17
Posted on 1/28/15 at 11:03 am to Glock17
This thread is going to get shite on with the quickness. If you're doing it for the insurability aspect, make sure it has a guaranteed insurability rider that will allow them to purchase later in life with no evidence of insurability.
Not a fan of smaller policies on kids in general. Although when you're working with ideas like grandparent gifting and larger premiums, those policies if designed correctly can provide great benefits.
1
Posted on 1/28/15 at 11:08 am to BigErn
quote:
If you're doing it for the insurability aspect, make sure it has a guaranteed insurability rider that will allow them to purchase later in life with no evidence of insurability.
I believe my agent said if 30 years down the road they wanted to increase the coverage it could be done with out providing any proof of insurability.... I guess the million dollar question is what those premiums would look like.
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