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re: Tell me about lendingclub.com - pretend I'm a 4-year old child
Posted on 1/19/15 at 3:00 pm to GeeOH
Posted on 1/19/15 at 3:00 pm to GeeOH
LINK
Borrowers reduce their rates by an average of 30%1!
Borrowers who used a personal loan* via Lending Club to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 6.6 percentage points lower than they were paying on their outstanding debt or credit cards.
How can Lending Club offer better rates to borrowers?
The loan application process through Lending Club bypasses many of the costs and the complexity of a traditional bank loan. These savings are passed through in the form of lower rates. Lending Club does not have the high administrative, marketing, and infrastructure costs of a traditional bank loan program and therefore can reward members with an efficient process and cost savings.
lots of info, to much to put here, follow link and read up on it.
Borrowers reduce their rates by an average of 30%1!
Borrowers who used a personal loan* via Lending Club to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 6.6 percentage points lower than they were paying on their outstanding debt or credit cards.
How can Lending Club offer better rates to borrowers?
The loan application process through Lending Club bypasses many of the costs and the complexity of a traditional bank loan. These savings are passed through in the form of lower rates. Lending Club does not have the high administrative, marketing, and infrastructure costs of a traditional bank loan program and therefore can reward members with an efficient process and cost savings.
lots of info, to much to put here, follow link and read up on it.
1
Posted on 1/19/15 at 3:09 pm to dantes69
I check my account every night to see if any payments came thru so I can put that money back out, when $25 is in there(5-10 times per week)I browse the loans to see what I want to put my money in, I could just let the automation do it according to my investing strategy, but I found that it can take several days and I can do it in less then 10 minutes a night.
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