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re: Negotiating Interest Rate With SOFI After Being Approved

Posted on 12/23/14 at 2:43 pm to
Posted by Rust Cohle
Baton rouge
Member since Mar 2014
1978 posts
Posted on 12/23/14 at 2:43 pm to
No advice for negotiating, other than it seems necessary. You might realize that you are extending your loan, paying an extra year of interest. That might cancel any saving you get from a point deduction. That's a disappointing rate since I'm in the market also. I was hoping for around 4 from 5.8, guess I would have to do a home equity loan to get that.
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