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re: START (state college savings program)

Posted on 10/27/14 at 1:07 pm to
Posted by purpngold
Member since Jun 2006
1761 posts
Posted on 10/27/14 at 1:07 pm to
We have four kids and START has been great. 2 are in college, 2 are h.s. seniors.

If one of them doesn't go to college, you may transfer all funds to a different child with no penalty.

We had monthly deposits from our checking acct. that made investing easy. However, when we had larger chunks to deposit, we did so through their grandparent's (retired) account which led to a much larger state match due to AGI factors. We used the age-based moderate track fund.
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