re: muni and corporate bonds?

quote:

---

There is absolutely no conceivable reason to have munis in a Roth. ETA: and low interest rates mean that bonds are more expensive, so no to that as well.

---

that's not entirely true. while rare, there have been times in the last few years there when munis had higher yields nominal yields than treasuries of the same maturities. if you are looking for safety and want to get more yield than cash I could see putting some money in short term high quality munis in an IRA.

like I said very rare but conceivable.