re: Renting out property without mortgage holder's consent

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so you feel renting without consent is unlikely to cause me harm?

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Define "cause me harm". I can't predict what WF or any other bank will do.

Now, a Lease Purchase Agreement is a whole another ballgame. Banks do not like those. They also don't bond for deeds, or any wrap financing. But again, as long as the loan is getting paid... are they really going to call the loan?

While many of us are willing to offer advice, you are reaching the territory where I would reccomend engaging a real estate attorney.