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re: pay the 3% transfer fee or drain my savings?
Posted on 6/2/14 at 9:43 am to foshizzle
Posted on 6/2/14 at 9:43 am to foshizzle
quote:
Probably, but he would be wrong. One should almost always wait on paying off a loan that costs less than inflation - it is literally free money.
His money sitting is savings or checking is earning 3%?
Pay off the CC debt. We aren't talking about paying off a mortgage or anything.
Posted on 6/2/14 at 11:26 am to CidCock
pay it off.
then you can easily get a 0% on purchases card for 15 months, they practically give those away, if you needed to that will in effect be the same as doing a 0% tfer without the fee. that way you can quickly build the savings back up.
then you can easily get a 0% on purchases card for 15 months, they practically give those away, if you needed to that will in effect be the same as doing a 0% tfer without the fee. that way you can quickly build the savings back up.
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