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re: Student Loan Advice
Posted on 5/30/14 at 3:24 pm to Cold Cous Cous
Posted on 5/30/14 at 3:24 pm to Cold Cous Cous
These are actually my wife's loans. I have $845 total left on my 1 consolidated loan @ 2% interest 
from 2005. This was back when it was easy to refinance at a low rate with incentives. I might never completely pay that one off as it's the oldest acct in regards to credit history.
She has those loans spread out in different groups through salliemae and 2 other servicers.
My thinking is to just knock out the small ones while paying some extra to the biggest (20k@4%).
By knocking the small ones out that's also less on the minimum payments to worry about in case of an emergency, around the holidays, etc.
from 2005. This was back when it was easy to refinance at a low rate with incentives. I might never completely pay that one off as it's the oldest acct in regards to credit history. She has those loans spread out in different groups through salliemae and 2 other servicers.
My thinking is to just knock out the small ones while paying some extra to the biggest (20k@4%).
By knocking the small ones out that's also less on the minimum payments to worry about in case of an emergency, around the holidays, etc.
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