re: Home owners covering firearms?

From the first post in my old thread...

quote:

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I know a number of you on the board have gun collections. If you are not aware, your homeowner's insurance will have a limit on coverage, most policies have a limit between $1k & $2500 in coverage. There are a few companies that offer additional insurance besides the ability to add additional coverage through your homeowner's insurance. NRA offers coverage to its members. I recently added coverage through Eastern Insurance (due to recommendations on another board.)

They specialize in firearms, offer worldwide all risk protection. The minimum yearly premium is $125 and covers up to $35k in firearms. In addition no appraisals are needed on the guns unless a gun is valued over $10k. Because I live in a flood zone flood coverage is excluded from the policy.

I know there are a couple of other insurance guys on here that can probably provide additional sources of coverage. I just want everyone to be aware that if you have a number of guns your coverage is limited through your homeowner's policy.

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ETA: That price is a couple of years old, premiums might have gone up a little since then...