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re: Why are people excited about a tax refund?

Posted on 3/19/14 at 10:24 am to
Posted by PetreauxCat
TX
Member since May 2009
858 posts
Posted on 3/19/14 at 10:24 am to
quote:

I like your theory but interest/return on a 3k refund really isn't worth my time


This is how I feel. It's like when you put on jeans and find cash in your pocket. You forget about it, and it's nice to find it later.
This post was edited on 3/19/14 at 10:25 am
Posted by Cmlsu5618
Destin, FL
Member since Sep 2010
3763 posts
Posted on 3/19/14 at 10:30 am to
quote:

You forget about it, and it's nice to find it later.


This is the real benefit to waiting on the refund.

If you don't have a very structured plan for the extra money during the year, or you aren't solid with budgeting and would probably spend the money on frivolous items, then the refund is a good way to work things.

For the record, I try to minimize my return down to zero.
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