re: What is the earliest you have gotten a phone upgrade with Verizon?

Shot in the dark, but with all the providers rolling out these new plans and plans where you pay for the phone over time, you might see if you can get that deal (if you can live with it) when the S5 comes out.

GF is on ATT and did that with the 5s after her 5 got crushed. Really worked out to about the same price over time.