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re: How to respond to Insufficient Debt Validation?

Posted on 3/10/14 at 2:24 pm to
Posted by SaintEB
Member since Jul 2008
22820 posts
Posted on 3/10/14 at 2:24 pm to
quote:

Not sure what you mean there... many cities around the country already use debt collectors for these and other outstanding fines.



He was speaking of the proposed lawsuit that LCG was going to do to get some of the fines. Its not happening.


As a matter of fact, my letter didn't come from a collection agency. It was a law firm. And when they sent the "validation", it was a copy of the original ticket, with the original fine scratched out and a late fee tacked onto it, written ontop of the scratch out. I'm pretty sure they can't do that, legally, to collect debt.

Also, It would be worth looking into if that company even has a license to collect debt in the state as they were from Ohio and may not have.
Posted by LegalTiger
Member since Nov 2006
1098 posts
Posted on 3/10/14 at 2:28 pm to
quote:

As a matter of fact, my letter didn't come from a collection agency. It was a law firm. And when they sent the "validation", it was a copy of the original ticket, with the original fine scratched out and a late fee tacked onto it, written ontop of the scratch out. I'm pretty sure they can't do that, legally, to collect debt.


Who sent you this "validation"? The firm in Cleveland, Ohio or the credit bureaus themselves? What additional steps did you take once you received that, if you don't mind my asking?

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