re: used car finance question

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Is 3.3% on a $23000.00 loan ok? 60 months . Credit score around 800

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3.3.% is what the dealership is charging you. They are trying to make a point or two on the financing..which is how the finance manager makes his money. The actual Buy Rate that the bank is offering is probably lower than 3.3%. If you play hard ball, you may be able to get it down to 2.5 or so with the dealership. Good luck.