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re: Whole Life Insurance Lapse Rate
Posted on 1/26/14 at 10:11 pm to GoCrazyAuburn
Posted on 1/26/14 at 10:11 pm to GoCrazyAuburn
quote:
I'll rephrase what you just tried to say. 90% of term policies lapse before they can pay out. Therefore 90% of people who buy term insurance have made a terrible financial decision.
Apples and oranges and you know it. I have already explained why this is a bad comparison previously in this thread when you first brought up term life.
Posted on 1/26/14 at 10:15 pm to Stingray
quote:
Apples and oranges and you know it. I have already explained why this is a bad comparison previously in this thread when you first brought up term life.
Well, if you want to keep only referring to receiving death benefit as your investment return, then no, they are comparable. A lapse is a lapse. It doesn't matter if it is term or WL.
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