Signed up for Costco recently...noticed they have a Visa Costco credit card available. 4% back on gas 2% back on Costco products.

I see it's through Citi, which I know gets a bad rap, but does anyone else have or use this card? Considering getting it.

I currently use CSR for EVERY purchase I make and have Chase Freedom, Discover IT, and various store cards that i leave at home.

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Posted by rintintin

Life is Life

Member since Nov 2008

16238 posts

Posted on 8/3/17 at 11:11 am to Lazy But Talented

Anybody have any ideas to acquire points through paying friends?

I have almost $1000 I owe to friends for various trips, fantasy football, and other various things and I absolutely hate paying that kind of money with no return.

On top of that I have a $5000 minimum spend I have to hit on my new Chase Ink that I'd like to put it on.

I was going to Venmo most of it, but that's a 3% fee. I was thinking gift cards and liquidate, but I don't know anywhere in Nola to liquidate gift cards?

Any ideas?

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Posted by txtiger79

Member since Oct 2007

1014 posts

Posted on 8/3/17 at 2:03 pm to Lazy But Talented

quote:
I currently use CSR for EVERY purchase I make and have Chase Freedom, Discover IT, and various store cards that i leave at home.

It depends what you value points at. The CSR will give you 1.5% if you redeem for travel directly with them as there are no bonus points on Costco charges. If you use a better redemption (like mileage transfers) on the CSR, then you need to decide how much that is worth to you. I have the Citi Costco card but only use it for gas to get the 4%.

Also, you should consider using the Chase Freedom card on the bonus categories. This quarter its restaurants, so you'd get 5x vs 3x on the CSR. The points can be combined. You need to register each quarter for the bonus categories.

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