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re: Credit Card Rewards and Points Discussion

Posted on 3/14/17 at 1:24 pm to
Posted by TitleistProV1X
Member since Nov 2015
3524 posts
Posted on 3/14/17 at 1:24 pm to
Does anyone know anything about the Costco Citi anywhere Visa? I have a Chase Freedom card but this seems better. I want to use this card for the approximately $4k per month I charge for work travel (gas, hotels and flights). LINK
quote:

Enjoy great benefits from both cards on personal or business purchases: 4% CASH BACK ON ELIGIBLE GAS WORLDWIDE. INCLUDING GAS AT COSTCO. for the first $7,000 per year and then 1% thereafter Gasoline 3% CASH BACK ON RESTAURANT AND ELIGIBLE TRAVEL PURCHASES WORLDWIDE Restaurant and Travel 2% CASH BACK ON ALL OTHER PURCHASES FROM COSTCO AND COSTCO.COM Costco and Costco.com 1% CASH BACK ON ALL OTHER PURCHASES All other purchases Earn Costco cash rewards anywhere Visa is accepted. Plus no annual fee with your paid Costco membership.1
Posted by Teddy Ruxpin
Member since Oct 2006
39642 posts
Posted on 3/14/17 at 1:29 pm to
I think the first decision one has to make is are they happy with just Cash Back or do they want to leverage miles/frequent flier programs.

If I just wanted Cash Back, I would probably hold 5 or so cards across all kinds of issuers since the categories they bonus can differ. Since most, if not all are no annual fee, its the smartest thing to do. Cash back = Cash back, easy peasy.

So with that in mind, if this card has any cash back categories better than any other card, use it for that category, but don't use it for categories it isn't.
This post was edited on 3/14/17 at 1:31 pm
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