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re: Credit Card Rewards and Points Discussion

Posted on 8/25/16 at 9:41 am to GenesChin
Posted by Blue Velvet
Apple butter toast is nice
Member since Nov 2009
20112 posts
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Posted on 8/25/16 at 9:41 am to GenesChin
quote:
Why not downgrade now?
Dont want to cancel a card. If I do cancel a card, I don't want it to be within the card's first year. For the sake of my credit score, right?
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Posted by Odinson
Asgard
Member since Apr 2014
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Posted on 8/25/16 at 9:45 am to Blue Velvet
I don't think they let you PC a card having it less than a year anyways. They will return the annual fee if you downgrade at month 13 though.
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