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re: Credit Card Rewards and Points Discussion
Posted on 4/30/16 at 1:03 pm to AmeriKop45
Posted on 4/30/16 at 1:03 pm to AmeriKop45
Nah, I've learned from my mistakes. I currently have 1 card that I've had 16 years and I maintain only a 100 dollar balance on. I cut up my previous cards that I took out when I was younger and working on paying them off one at a time. So it is taking a bit more time than I wanted.
The GF has the Marriot Card that I pay on, we currently owe 1k (used it in Europe) and it gets paid down monthly, even though not to a 0 balance. I pay 250 a month on it currently but we use it in order to keep/obtain points, never spend more than 100 on it a month so I'm paying it off slowly.
The GF has the Marriot Card that I pay on, we currently owe 1k (used it in Europe) and it gets paid down monthly, even though not to a 0 balance. I pay 250 a month on it currently but we use it in order to keep/obtain points, never spend more than 100 on it a month so I'm paying it off slowly.
1
Posted on 4/30/16 at 1:06 pm to tduecen
Not trying to be your financial advisor - but you should pay off your credit card debt to $0 if you have to live on Ramen for the next 6 months. Interest rate is too much Consider applying for a personal loan from a local CU/bank as well.
This post was edited on 4/30/16 at 1:08 pm
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