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re: Credit Card Rewards and Points Discussion
Posted on 7/22/14 at 1:20 pm to hiltacular
Posted on 7/22/14 at 1:20 pm to hiltacular
quote:
Anyone have specifics on how cancelling a card impacts your overall score? How noticeable is it?
Depends on how many accounts you have and what your AAoA is. If you currently have two cards and one is 20 years old and the other is one closing the 20 year old account will kill your AAoA. If there is no financial impact it's generally better to have more accounts and just make a small spend and pay it off every once in a while.
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