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re: Credit Card Rewards and Points Discussion
Posted on 2/6/14 at 3:40 pm to Teddy Ruxpin
Posted on 2/6/14 at 3:40 pm to Teddy Ruxpin
Not as many as I thought 
but still plenty for me
How many of those have an annual fee, though?
As of now, I have a hotel card, airline card and cash back card. I want to add, but not sure what to get. Maybe I'm just bored and am looking for excitement through CCs
but still plenty for me How many of those have an annual fee, though?
As of now, I have a hotel card, airline card and cash back card. I want to add, but not sure what to get. Maybe I'm just bored and am looking for excitement through CCs
2
Posted on 2/6/14 at 3:43 pm to Mr BowTie
Also, and this question is for anyone, but my GF is having trouble getting a CC.
She's in graduate school and only income is loan money with no job. She's applied for some low-level cards and has gotten rejected. Her credit score is very low because most of her stuff is still in her parents name.
Any recommendations? Should I add her on one of my cards to help get her score up, or will that mess with my utilization ratio and therefore damage my credit score?
I'm at like a 760 now and don't want anything to mess it up
She's in graduate school and only income is loan money with no job. She's applied for some low-level cards and has gotten rejected. Her credit score is very low because most of her stuff is still in her parents name.
Any recommendations? Should I add her on one of my cards to help get her score up, or will that mess with my utilization ratio and therefore damage my credit score?
I'm at like a 760 now and don't want anything to mess it up
Posted on 2/6/14 at 3:43 pm to Mr BowTie
quote:
How many of those have an annual fee, though?
All of them except Amex Clear, USAA and Freedom.
I'm downgrading Venture today as the annual fee just hit my statement so that will remove that.
I'll downgrade probably my CSP and keep my Ink Plus at the fee version so I can transfer UR points to airlines.
This leaves me with Ink ($95); (Amex SPG $65) and Barclay's ($89). Haven't decided if I'll keep Barclay's after the first year or not though. I got it because I have two weddings in Boston back to back weekends in May which would have cost $2,000. With my CC maneuvers, it will be half that, and I could have got it essentially free but I want to save some CC apps for down the line for Hyatt and Intercontinental (IHG).
This post was edited on 2/6/14 at 3:44 pm
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