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re: Credit Card Rewards and Points Discussion
Posted on 2/4/14 at 7:34 pm to Teddy Ruxpin
Posted on 2/4/14 at 7:34 pm to Teddy Ruxpin
Newb CC guy here.
I have the Hilton Hotels Reward CC, but I'm unhappy with it. I guess shame on me for not doing full research. I knew the points were somewhat inflated, but it's crazy they want around 30,000-40,000 points for a night at most hotels.
Anyways, like I said, new to CC and might just want to get rid of this card. Will it hurt my score to get rid of it? Or should I just keep it and keep it active with a few purchases a year?
Any help is appreciated.
I have the Hilton Hotels Reward CC, but I'm unhappy with it. I guess shame on me for not doing full research. I knew the points were somewhat inflated, but it's crazy they want around 30,000-40,000 points for a night at most hotels.
Anyways, like I said, new to CC and might just want to get rid of this card. Will it hurt my score to get rid of it? Or should I just keep it and keep it active with a few purchases a year?
Any help is appreciated.
1
Posted on 2/4/14 at 7:51 pm to Mr BowTie
If it's your 1st card and you don't cancel it. Convert it to a card with no annual fee and put it in your sock drawer and buy lunch with it every 6-8 months 
If you had a gas card with your name on it under your parents account when you were growing up. Cancel it and don't worry about it
If you had a gas card with your name on it under your parents account when you were growing up. Cancel it and don't worry about it
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