re: What grade do you give your personal finance skills?

Debt: Credit, credit cards, mortgages, auto, etc. -
B+ - I only have a mortgage.

Budgeting
B- - Sometimes higher but November and December, both the wife and I seem to blow up our budget.

Long-term financial planning
A - Maxed out everything I can, 401K, Roth, 529, etc.

Risk / Insurance
A - Insured 10x my income with a term life policy. When it expires in 27 years I will be self insured.

Investments: 401k, 403b, stock portfolio

See Long term planning

Real Estate
D - Primary Mortgage is okay. I took a hit on an investment property and had to short sale a couple years ago.

Overall - C+ I made a major mistake with zeros on the end of it, but I learned.