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re: Ouch, Market Taking a Beating
Posted on 8/15/13 at 4:43 pm to Vols&Shaft83
Posted on 8/15/13 at 4:43 pm to Vols&Shaft83
quote:
Just FYI, That $2K is not "left over money", I invest before I pay any bills, buy any food, or buy any toys. It's off the top, it's paying yourself first. NOBODY gets paid before I pay myself, Not the utility company, not the bank, not THE frickING IRS. Now, I still pay those bills, but my priority is to myself and everyone else can wait in line.
That's a cute psychological game that you're playing with yourself
But let's be honest, you wouldn't be investing the money if you couldn't make the payments on your bills.
Posted on 8/15/13 at 5:07 pm to Powerman
quote:
That's a cute psychological game that you're playing with yourself
But let's be honest, you wouldn't be investing the money if you couldn't make the payments on your bills.
Obviously. And it is psychological. And it works. I'm not on a salary, my income fluctuates month to month, so I have to be disciplined. Back when I used to pay bills first, and then invest/save what was left over, I'd end up saving or investing very little. When I made my financial future a priority, I increased my investing 10 fold, and I have always had plenty left over to pay my bills and have fun with.
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