re: 0% interest question

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You must be retarded. Where the frick did I say 100% of all businesses don't negotiate. You must not be good at comprehending as my next post says absolutely can negotiate on furniture and it depends on what you are purchasing.

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Again, let me refer you to your original statement

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This is not at all true

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This implies that my statement about retailers factoring in the interest they pay to the bank for the 0% Financing offers on their products was 100% incorrect. Your only argument to back up this implication was to tell me a story about your Firestone credit card. My reading comprehension is fine, I'm very concerned about yours however.

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I didn't "have" to finance tires. I chose to pay the $1,000 out over 6 months instead of paying it all at once. You are a stupid frick.

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So you opened a line of credit, increasing your risk of identity theft and fraud, not to mention the likely negative impact on your credit score, just to make monthly payments of $166.70 for 6 months instead of paying $1000 all at once? Did you get a discount or at least a free T-shirt for selling your financial soul?