re: Questions about putting house notes and downpayments on credit card, etc

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And there's absolutely nothing stopping you from taking a cash advance on a credit card to put money in your checking account, and using that to pay the secured debt. May not be smart, but it's possible.

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Paid off a second mortgage with a balance transfer check after depositing it in my bank account. Have to be able to come up with the cash in a year to pay off the balance transfer and make all minimum payments on time, or it'll hurt. But if you're disciplined you can do it.

Or transfer the balance transfer to another credit card balance transfer at the end of the promotional period.