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Message
re: Credit Card Bonus Alert
Posted on 12/3/12 at 8:36 am to TheOcean
Posted on 12/3/12 at 8:36 am to TheOcean
It definitly has a hit on your credit. Its short term but its two fold. A hit on the initial credit pull and then a hit on your credit history length. If you are old or young its minimal because being old you probably have a really long credit history that is being cut in half but is still solid. If you are really young then you just dont have the credit history to begin with for it to hurt it any.
However if you are say in your mid 30s it can wreck your credit profile.
However if you are say in your mid 30s it can wreck your credit profile.
This post was edited on 12/3/12 at 8:37 am
1
Posted on 12/3/12 at 9:01 am to Catman88
quote:
a hit on your credit history length
That goes away once you cancel the card. I know you addressed this with your comment about being short term, but this hit is only for as long as you have the card open, and can be reversed at any time.
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