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re: How much money do you put in savings every paycheck?
Posted on 12/4/12 at 9:11 am to Too Frat To Care
Posted on 12/4/12 at 9:11 am to Too Frat To Care
I've barely saved jack in the past few months. Weddings will do that to ya.
Before that, I was saving about 20% of my gross total.
Now I contribute the minimum for my company to match my 401k and max out my Roth.....around 16% total. My company puts in about 6.5% on top of that.
I'd say that I'm prepared for a rainy day, but a big purchase like a new roof or a new car will sting. The Roth is there for me when something catastrophic happens. I wouldn't go into that unless things were really going south.
I'm praying that I can save more after the honeymoon but I have my doubts.
Before that, I was saving about 20% of my gross total.
Now I contribute the minimum for my company to match my 401k and max out my Roth.....around 16% total. My company puts in about 6.5% on top of that.
I'd say that I'm prepared for a rainy day, but a big purchase like a new roof or a new car will sting. The Roth is there for me when something catastrophic happens. I wouldn't go into that unless things were really going south.
I'm praying that I can save more after the honeymoon but I have my doubts.
This post was edited on 12/4/12 at 9:26 am
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