re: Financial advisors?

My advice would be to wait a year. Make sure you have plenty of term life and disability insurance (NW mutual is a good company for physicians). Try to keep living expenses the same your first year, and build up a nice nestegg. Open an IRA through Vanguard.

I made the mistake of opening an IRA through the NW mutual guy. Good for insurance, but basically Edward Jones quality for financial planning. He suggested whole life, and I ran.

The most important decision will be your first job contract. Make sure to get any promises of partnership buy-in and days on call in writing. I was verbally told about the call schedule for my first job, but did not get it in writing. Big mistake.