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Message
re: Car Loan / Credit Score Question
Posted on 4/27/11 at 9:16 am to Rush2112
Posted on 4/27/11 at 9:16 am to Rush2112
quote:
I'm only 23 and because of my lack of credit and recent mortgage, I got turned down for a Lowe's credit card.
Pay cash for the car. As said before, you already have your mortgage. What do you need a Lowe's credit card for?
Posted on 4/27/11 at 9:53 am to CidCock
quote:
What do you need a Lowe's credit card for?
I've been spending a lot of money there since I bought my house, and it offers 5% back. But it's not really that I want the card, it's the fact that I can't get one if I really wanted to and there's no reason I shouldn't be able to.
Another reason they listed is that I had too many inquiries in the last 6 months. It's frustrating that they don't check my salary, savings, or the fact that I own a home, but they consider me risky because the mortgage, cable, and electric company ran a credit check when I moved.
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