Questions Questions Questions

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does that mean that Team A is paying $13 million (10 mil transfer + 3 mil salary) for a $3 million player

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In most cases, yes. Except the player usually gets ten percent of the transfer fee. So Bob McStriker gets 4 million and the team selling him gets 9 million. Either way, the buying team is out 13 million. There are some exceptions, especially with young South American players (and one American guy who is 17 or 18), where a third party owns a percentage of the player and gets money from the transfer as well, along with the team selling him. But it's rare among real stars. Can't think of anyone in that situation except Tevez and maybe Mascherano.

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Eleven starters. Seven reserves. SO, the official pool of players for any given match is 18. How many other players are on a team that may not be active that week?

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No roster limits that I am aware of in most leagues...at least for now. Which is pretty dumb since the top teams can afford to have way more players than the poor, regional teams. It also means that you can have 20 guys just sitting around with nothing to do which is terrible for long-term development.

I'm actually not sure how loans work in terms of payment, but they can be structured either way in terms of player's rights. The team loaning the player out can get the player option at the end of a specified period (usually one or two seasons long) or the team receiving the player can do it so that they have the first option at signing him to a new contract.