CC Merchant Services through Sam's

Walmarks BRA

Whomever you buy the equipment from, be SURE to check their service plan and what their rate is just to come on site plus the hourly rate past that, if that time is needed. Check to see if their service department is in-house or if they out-source (in-house is what you'd want). Also check to see if service is 24 hours or set hours. Service is HUGE for after the sale. As you prob know from being in sales.

Get three quotes on rates.

Ask for both tiered rates and for "interchange plus" rates.

Do not lease equipment, unless you are a restaurant. Some of that stuff is just too dang expensive to pay out of pocket. Look for refurbished equipment.

quote:

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I'm reading a book and the author stated to evaluate 3 companies and buy your own equipment, do not lease.

He also suggested taking a look at Costco, since they are just about cheaper with everything they sell.

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Clark Howard is big on small business using Costco for merchant credit card processing. He advocates buying used equiment off Ebay.