re: What would you do?

Thanks for your help. I really didnt want to come across like I was bragging to my friends that is why I did it here "anomously". There are actually some good ideas on here sometimes. I just wanted to make sure that I wasnt missing anything. I will definitely look into the IRAs. We have already started a insurance policy/savings that will pay a large majority of the college. Thanks again and any other suggestions are welcome.